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25 Mar, 2024
In the ever-changing landscape of Florida's weather, the importance of being prepared cannot be overstated. With the spring season heralding not just warmer weather but also the onset of storms and potential flooding, it's crucial for homeowners across the state to turn their attention to the often-overlooked aspect of home safety: flood insurance. Florida is unique in its geographical makeup, leading to an interesting fact that surprises many: All of Florida is in a flood zone . It doesn't matter if you are in what's considered a high-risk or low-risk area; the entire state is susceptible to flooding, making it imperative for every homeowner to assess their need for flood insurance. The Stark Reality of Flood Risks in Florida Floods stand as the most common and widespread of all natural disasters, affecting more areas and homes than any other type of natural event. Here's what every homeowner should know about the risks: Widespread Impact : Floods don't discriminate by geography; they can happen anywhere, affecting homes in both expected and unexpected locations. Significant Damage : Consider that a mere inch of floodwater can wreak havoc on your home, causing over $25,000 in damage. This figure puts into perspective the potential financial strain a flood can cause, even in areas considered to be at low to moderate risk. Frequent Claims : About 20% of all flood claims come from areas not traditionally viewed as high risk. Moreover, over the past decade, the average flood claim has amounted to approximately $30,000 – a substantial sum that highlights the financial implications of flood damage. Why Standard Homeowners Policies Fall Short A common misconception among homeowners is that their standard insurance policies cover flood damage. Unfortunately, this is not the case. Flood insurance requires a separate policy, a crucial detail that many overlook until it's too late. Take Action Today Given the realities of flood risks and the potential financial implications, securing flood insurance is a wise decision for any Florida homeowner. At Anthony Insurance Agency, we understand the unique challenges and risks faced by homeowners in our state. We're here to provide the information, support, and coverage you need to protect your home and peace of mind. Whether you have questions, need more information, or are ready to discuss adding flood insurance to your coverage, don't hesitate to reach out. Our team is dedicated to helping you navigate your insurance needs and ensuring you're prepared for whatever comes your way. Protect your home, protect your future. Contact Anthony Insurance Agency today to learn more about flood insurance options for your home.
By Trevor Barone 17 Mar, 2020
Insurance can be confusing and downright frustrating. It doesn’t help when vague and misleading terms get thrown around by non-insurance nerds to describe policies. This seems to be especially rampant with automobile insurance coverages. In Florida a very popular, but misleading term is “No Fault”. If you get into a car accident, trust me there [...]
By Bob Long 30 Jan, 2019
Why is auto insurance coverage so important? Which options do I need? Can't I just buy the cheapest plan available? How much is enough insurance? What happens if I'm in an accident with someone who doesn't have insurance? So many questions! Are you often confused about your auto coverages? Honestly, if I were [...]
By Bob Long 30 Jan, 2019
What is my hurricane insurance deductible? What does it include? Do I need a better plan? Are you covered in the event of a hurricane? Or will you be hit with another nasty surprise when it's all over because you don't have the right plan? Let us help you be insurance wise. Do [...]
By Bob Long 30 Jan, 2019
You've said your "I Do's". You've celebrated the Big Day, and you're hitched. Most importantly, you're newlyweds! Newlyweds face some big decisions as they merge their lives, and not just whose tacky furniture is headed to the dumpster. Now that you and your spouse are in a combined household, it’s time to review [...]
By admin 16 Feb, 2017
By Micah Williams Insurance Consultant at Wayne Anthony Insurance When you purchase insurance, what is the first thing you think of? For most of us the answer is, how much is this going to cost me? While cost should always be considered when making your choice, the main question you should be asking yourself is, [...]
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