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Homeowners Insurance 101

May 28, 2015

 

Congratulations on buying your first home, Viera is a great place to live! With this great privilege comes great responsibility. You can paint the walls any color you want (you could even knock them down). But, when your dishwasher is on the fritz or old electric causes your new garage to burn down, it’s all on you. Which is why having home insurance is a must.

 

There are many components to home insurance, far too many to go over in one blog. Since you’re exhausted from inspections and closing, and home insurance is essential to protecting your new house, here’s the basics:

  • Home insurance provides financial protection against disasters for you and your possessions.
  • It also covers your liability for any injuries or property damage members of your family cause to others while in your home. Including damage caused by pets.
  • It covers damages caused to your home by a natural disaster, unless it was a flood or earthquake. You’ll need an additional policy for those natural disasters.

If you have more questions about specific types of homeowners insurance, and what policy would be perfect for your new home, call Wayne Anthony Insurance today. Our insurance agents have all the answers to your home insurance questions.

 

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